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IDENTITY THEFT AND FRAUD
HELPFUL LINKS
FTC Complaint Assistant
US Department of Justice
Identity Theft Resource Center
Free Annual Credit Report
www.annualcreditreport.com
HOW TO PREVENT IDENTITY THEFT
1. Review your credit reports a. www.annualcreditreport.com
b. 877-322-8228
2. Review your account and billing
statements
a. Look for charges you did not make
b. Be alert for bills that do not arrive on
time
c. Follow up on credit card or account
statements you don’t expect
3. Review your explanation of medical
benefits
4. Quickly respond to notices form the IRS
5. Protect your personal information
a. Secure your important papers
b. Secure your SSN
c. Be alert to impersonators online
d. Protect your computer and mobile
devices
e. Protect your data and personal
information
f. Shred document and mail with your
name or other information on it
6. Repeat these steps with your children's
information. Children are frequently
victims!
How to Protect Your Child or Teen from Identity Theft
https://techbootcamps.utexas.edu/blog/how-to-protect-your-child-or-teen-from-identity-theft-cybersecurity-best-practices/
HOW TO PREVENT IDENTITY THEFT
1. Review your credit reports a. www.annualcreditreport.com
b. 877-322-8228
2. Review your account and billing
statements
a. Look for charges you did not make
b. Be alert for bills that do not arrive on
time
c. Follow up on credit card or account
statements you don’t expect
3. Review your explanation of medical
benefits
4. Quickly respond to notices form the IRS
5. Protect your personal information
a. Secure your important papers
b. Secure your SSN
c. Be alert to impersonators online
d. Protect your computer and mobile
devices
e. Protect your data and personal
information
f. Shred document and mail with your
name or other information on it
6. Repeat these steps with your children's
information. Children are frequently
victims!
How to Protect Your Child or Teen from Identity Theft
https://techbootcamps.utexas.edu/blog/how-to-protect-your-child-or-teen-from-identity-theft-cybersecurity-best-practices/
WHAT TO DO AFTER THE THEFT
1. Place an initial fraud alert on your file.
a. Identity must be provided before credit
is extended
b. Contact 1 credit reporting bureau
I. Equifax...…(800)525-6285
ii. Experian...….(888)397-3742
iii. TransUnion...(800)680-7289
c. They will contact the other bureaus
d. Initial fraud alert lasts 90 days
I. You should renew it as an extended
fraud alert
e. If you have not done so, obtain a
free credit report
2. Create an ID theft report
a. Submit a complaint to FTC
ii. Print ID theft affidavit
b. File a police report about the ID theft
I. Get a copy of the report number
ii. Bring FTC affidavit with you to file a
report
c. The affidavit and police report
together make up the ID theft report
