Police

Police

IDENTITY THEFT AND FRAUD


  HOW TO PREVENT IDENTITY THEFT

1. Review your credit reports  a. www.annualcreditreport.com
     b. 877-322-8228
2. Review your account and billing
    statements
     a. Look for charges you did not make
     b. Be alert for bills that do not arrive on
         time
     c. Follow up on credit card or account
         statements you don’t expect
3. Review your explanation of medical
    benefits
4. Quickly respond to notices form the IRS
5. Protect your personal information
     a. Secure your important papers
     b. Secure your SSN
     c. Be alert to impersonators online
     d. Protect your computer and mobile
         devices
     e. Protect your data and personal
         information
      f. Shred document and mail with your
         name or other information on it
6. Repeat these steps with your children's
    information. Children are frequently
    victims!





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HELPFUL LINKS

FTC Complaint Assistant
www.ftccomplaintassistant.gov/

US Department of Justice
www.justice.gov/criminal/fraud/websites/idtheft.html

Identity Theft Resource Center
www.idtheftcenter.org/

Free Annual Credit Report
www.annualcreditreport.com



      WHAT TO DO AFTER THE THEFT

1. Place an initial fraud alert on your file.
     a. Identity must be provided before credit
         is extended

     b. Contact 1 credit reporting bureau
           i. Equifax.........(800)525-6285
          ii. Experian.......(888)397-3742
         iii. TransUnion...(800)680-7289
     c. They will contact the other bureaus
     d. Initial fraud alert lasts 90 days
          i. You should renew it as an extended
 fraud alert

     e. If you have not done so, obtain a
         free credit report
2. Create an ID theft report
     a. Submit a complaint to FTC
          i. www.ftc.gov/complaint
         ii. Print ID theft affidavit
     b. File a police report about the ID theft
          i. Get a copy of the report number
         ii. Bring FTC affidavit with you to file a
              report
     c. The affidavit and police report
         together make up the ID theft report







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